What Will Medicare Pay For?

By CarePatrol of Greater Birmingham

For every elderly person living in a nursing home, three more equally fragile are living at home. Nearly 25% of us currently provide daily caregiving to a parent or relative. How do you know what’s best for you? Studies tell us about 80 percent of our seniors have at least one chronic health condition, and 50 percent have at least two disabilities requiring daily care.

How do you tell which caring option is needed? How does it all get paid for? No one knows everything about Medicare, so how could you, your daughter, or your mother? I know enough about Medicare to tell you:

How and what will Medicare Pay for?

• What different Medicare Advantage and Medigap plans cover?
• How to qualify for Medicaid and apply for VA benefits?
• How Rehab days are counted and what to do next?
• Which communities have Medicaid and Medicare beds available for immediate admission?

It all happens so fast. You get a phone call, and someone’s in the hospital. There are so many people in and out of the room. A new person shows up and asks you what you want to do next, but you hadn’t thought of that as a question yet. What are the options? And then, what are your options? How many more days? And, how does it all get paid for?

It’s overwhelming for everyone. Mom and Dad, I know what your son is going through. Brother and Sister, if you’re around my age, 46, we can plan for your own aging and your parents’. I’d like to get to know you and your needs. I will help you uncover and engage caregiving options that your family can afford that foster independence, preserve dignity, and enhance peace of mind. I won’t charge you. I know when to call in other experts, and I know a lot of them to introduce to your family. I think I can help you. Let’s talk soon.